:root{--blue:#285f89;--navy:#173d5b;--red:#c94442;--pale:#f0f5f8;--ink:#364955;--line:#dce5ea}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:#fff;color:var(--ink);font:15px/1.75 Arial,Helvetica,sans-serif}a{color:var(--blue);text-underline-offset:4px}a:hover{color:var(--red)}button,input,select{font:inherit}button{cursor:pointer}img{display:block;max-width:100%}.wrap{max-width:1320px;padding:0 48px;margin:auto}header{border-bottom:1px solid #e8eef1;background:#fff}.header-inner{min-height:112px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--blue);line-height:1}.brand-mark{width:42px;height:42px;background:var(--blue);color:white;display:grid;place-items:center;font-size:29px;transform:rotate(-3deg);border-radius:2px}.brand strong{display:block;font-size:28px;letter-spacing:-1px}.dot{color:var(--red)}.brand small{display:block;font-size:9px;letter-spacing:2.5px;font-weight:700;margin-top:8px}header nav{display:flex;gap:27px}header nav a{font-size:13px;font-weight:600;text-decoration:none;color:var(--navy)}.nav-button{border:1px solid #b3c8d8;padding:10px 16px;text-decoration:none;font-size:12px;font-weight:700;color:var(--blue);white-space:nowrap}.hero{padding-top:58px;padding-bottom:60px;display:grid;grid-template-columns:1fr 1.02fr;gap:45px;align-items:center}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:700;color:var(--blue);text-transform:uppercase;display:flex;align-items:center;gap:10px}.eyebrow>span{height:6px;width:6px;background:var(--red);border-radius:50%}h1,h2,h3{color:var(--navy)}.hero h1{font-size:clamp(43px,4.4vw,66px);line-height:1.08;letter-spacing:-2.6px;font-weight:500;margin:27px 0 25px}em{font-family:Georgia,serif;font-weight:normal;color:var(--red)}.hero-copy>p{font-size:16px;max-width:410px;line-height:1.8;color:#637582;margin:0 0 29px}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;gap:27px;background:var(--blue);color:#fff;border:0;padding:15px 21px;text-decoration:none;font-size:12px;font-weight:700;min-height:48px}.button:hover{background:var(--navy);color:#fff}.plain-link{font-size:12px;font-weight:700;text-decoration:none;border-bottom:1px solid #b0c6d6;padding-bottom:5px}.hero-footnote{font-size:11px;color:#7c8e99;margin-top:32px}.hero-visual{position:relative;min-width:0;background:#dce8ef;aspect-ratio:1.04;border-radius:150px 4px 4px 4px;overflow:hidden}.hero-visual>img{width:100%;height:100%;object-fit:cover;position:absolute}.hero-visual:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,#0d314be0);pointer-events:none}.image-label{position:absolute;bottom:32px;left:32px;z-index:1;color:white}.image-label>span{font-size:9px;letter-spacing:1.6px;opacity:.85}.image-label strong{display:block;font-family:Georgia,serif;font-size:27px;line-height:1.3;font-weight:normal;margin-top:12px}.visual-corner{position:absolute;z-index:1;right:30px;bottom:34px;color:#fff;font-size:27px}.topic-strip{background:var(--pale);border-top:1px solid #e6edf1;border-bottom:1px solid #e6edf1}.topic-strip>.wrap{display:flex;align-items:center;justify-content:space-between;padding-top:25px;padding-bottom:25px;gap:24px}.topic-strip .wrap>span{font-size:9px;letter-spacing:1.6px;color:#83939e}.topic-strip a{display:flex;gap:17px;align-items:center;text-decoration:none;font-size:11px;color:var(--red)}.topic-strip strong{font-size:13px;font-weight:500;color:var(--navy)}.section{padding-top:83px;padding-bottom:82px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:34px}.section-head h2{font-size:36px;font-weight:500;letter-spacing:-1.2px;line-height:1.22;margin:17px 0 0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.card{height:100%;display:flex;flex-direction:column;min-width:0}.card-image{display:block;overflow:hidden;background:var(--pale)}.card-image img{width:100%;height:auto;aspect-ratio:1.52;object-fit:cover;transition:transform .3s}.card-image:hover img{transform:scale(1.035)}.card-meta{display:flex;justify-content:space-between;gap:12px;font-size:9px;letter-spacing:1px;color:#84939d;text-transform:uppercase;margin:21px 0 13px}.card-meta>span:first-child{color:var(--red);font-weight:700}.card h3{font-size:23px;line-height:1.3;letter-spacing:-.5px;font-weight:500;margin:0 0 14px}.card h3 a{text-decoration:none;color:var(--navy)}.card p{font-size:13px;line-height:1.75;color:#74818b;margin:0 0 22px}.read-link{display:flex;align-items:center;justify-content:space-between;font-size:11px;font-weight:700;border-top:1px solid var(--line);padding-top:15px;text-decoration:none;margin-top:auto}.read-link span{font-size:17px}.settle-section{background:var(--pale);padding:70px 0}.settle-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:75px}.settle-image{position:relative}.settle-image img{width:100%;height:auto;aspect-ratio:1.08;object-fit:cover;border-radius:3px 3px 100px 3px}.settle-image>span{position:absolute;left:24px;bottom:24px;background:#fff;padding:10px 15px;font-size:9px;letter-spacing:1.3px;color:var(--blue)}.settle-copy h2{font-size:40px;line-height:1.2;letter-spacing:-1.2px;font-weight:500;margin:18px 0 20px}.settle-copy>p{font-size:14px;color:#6a7f8c;margin-bottom:28px;max-width:420px}.editorial-link{display:flex;align-items:center;justify-content:space-between;border-top:1px solid #cad9e2;padding:18px 0;text-decoration:none}.editorial-link small{display:block;font-size:8px;letter-spacing:1.3px;color:#8597a3;margin-bottom:4px}.editorial-link strong{font-size:15px;font-weight:500}.editorial-link b{font-size:21px;font-weight:normal}.closing{text-align:center;padding-top:88px;padding-bottom:95px}.closing .eyebrow{justify-content:center}.closing h2{font-size:48px;letter-spacing:-1.7px;line-height:1.2;font-weight:500;margin:22px 0}.closing p{color:#74838e;font-size:14px;margin-bottom:25px}.footer{background:#153b57;color:#d1e0eb;padding:47px 0 20px}.footer .brand{color:#fff}.footer .brand-mark{background:#fff;color:var(--blue)}.footer-top{display:flex;justify-content:space-between;gap:40px;padding-bottom:40px}.footer-top>p{font:22px/1.5 Georgia,serif;margin:0;color:#d7e6ef}.footer-top>div{display:grid;grid-template-columns:1fr 1fr;gap:12px 30px}.footer a{color:#d3e2ec;font-size:12px;text-decoration:none}.footer-bottom{border-top:1px solid #406079;padding-top:19px;display:flex;justify-content:space-between;font-size:10px;color:#90aabe}.breadcrumb{font-size:11px;color:#7b92a2;padding:28px 0}.breadcrumb a{text-decoration:none}.directory{padding-top:15px;padding-bottom:80px}.directory h1{font-size:53px;font-weight:500;letter-spacing:-1.8px;line-height:1.13;margin:20px 0}.directory .lead{color:#778995}.directory-note{font-size:12px;background:var(--pale);padding:14px 18px;margin:24px 0}.filters{display:grid;grid-template-columns:2fr 1fr 1fr auto;gap:20px;align-items:end;border-bottom:1px solid var(--line);padding:25px 0}.filters label{display:block;font-size:10px;font-weight:700;color:#607f94;margin-bottom:8px}.filters input,.filters select{width:100%;min-height:46px;border:1px solid #d4e0e7;background:#f9fbfc;padding:10px 12px;color:var(--navy);font-size:13px;border-radius:0}.filters button{background:none;border:0;padding:12px 0;color:var(--blue);font-size:12px;text-decoration:underline}.result-count{font-size:11px;color:#8195a3;padding:10px 0}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.guide-card{border:1px solid var(--line)}.guide-card>img{width:100%;height:auto;aspect-ratio:1.5;object-fit:cover}.card-content{padding:22px}.card-label{display:flex;justify-content:space-between;font-size:10px;text-transform:uppercase;color:#758b9a}.status{color:var(--red)}.guide-card h2{font-size:23px;line-height:1.3;font-weight:500;letter-spacing:-.5px}.guide-card h2 a{text-decoration:none}.guide-card p{font-size:13px;color:#74818b}.card-footer{font-size:10px;color:#8b9ca7;border-top:1px solid var(--line);padding-top:14px}.empty{text-align:center;background:var(--pale);padding:50px 20px}.article-layout{padding-bottom:70px}.article-grid{display:grid;grid-template-columns:minmax(0,780px) minmax(220px,280px);gap:70px;align-items:start}.article-grid h1{font-size:46px;font-weight:500;line-height:1.15;letter-spacing:-1.6px;margin:20px 0}.article-meta{font-size:12px;color:#7b919f;margin-bottom:25px}.article-body p{font-size:16px;line-height:1.9;margin:0 0 24px;color:#536b7b}.article-body h2{font-size:29px;line-height:1.25;font-weight:500;letter-spacing:-.7px;margin:44px 0 20px}.article-body figure{margin:35px 0}.article-body img{height:auto;width:100%}.article-body figcaption{font-size:10px;color:#8a9aa5;margin-top:9px}.toc{border-top:2px solid var(--red);background:var(--pale);padding:23px;font-size:12px;margin-bottom:30px}.toc summary{font-weight:700;color:var(--navy);cursor:pointer}.toc ol{padding-left:16px;columns:2}.toc li{margin-top:10px;line-height:1.5;break-inside:avoid}.toc a{text-decoration:none}.sidebar-links{padding:23px;background:var(--pale);border-top:2px solid var(--red)}.sidebar-links h2,.article-aside h2{font-size:19px;font-weight:500;line-height:1.4}.sidebar-links ul{padding-left:15px}.sidebar-links li{margin:14px 0;font-size:12px}.sidebar-links>a{font-size:12px}.article-aside{padding:23px;font-size:13px}.sources{border-top:1px solid var(--line);margin-top:45px;padding-top:7px}.sources h2,.article-cta h2{font-size:25px;font-weight:500}.sources li{font-size:12px;margin:10px 0}.article-cta{padding:25px;background:var(--pale);margin-top:30px}.simple{padding-top:70px;padding-bottom:90px;max-width:900px;min-height:60vh}.simple h1{font-size:45px;line-height:1.2;letter-spacing:-1px;font-weight:500}.simple p{color:#718693}[hidden]{display:none!important}.skip{position:absolute;top:-100px;left:20px;z-index:20;background:#fff;padding:12px}.skip:focus{top:12px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--red);outline-offset:4px}@media(max-width:1100px){.wrap{padding-left:32px;padding-right:32px}header nav{gap:18px}.nav-button{display:none}.hero{gap:30px}.hero h1{font-size:54px}.hero-visual{aspect-ratio:.8;border-top-left-radius:110px}.hero-actions{gap:15px}.settle-grid{gap:40px}.article-grid{gap:35px;grid-template-columns:minmax(0,1fr) 240px}.cards{gap:22px}.card h3{font-size:21px}}@media(max-width:760px){.wrap{padding-left:22px;padding-right:22px}.header-inner{min-height:100px;flex-wrap:wrap;justify-content:center;gap:14px;padding-top:18px;padding-bottom:16px}header .brand strong{font-size:25px}header .brand-mark{width:34px;height:34px;font-size:24px}header .brand small{font-size:8px}header nav{flex-basis:100%;justify-content:center;gap:22px}header nav a{font-size:11px}.hero{grid-template-columns:1fr;padding-top:35px;padding-bottom:36px;gap:35px}.hero h1{font-size:53px;letter-spacing:-2px;margin:22px 0}.hero-copy>p{font-size:15px;max-width:430px}.hero-footnote{margin-top:24px}.hero-visual{aspect-ratio:1.2;border-top-left-radius:100px}.image-label{bottom:25px;left:25px}.image-label strong{font-size:25px}.topic-strip>.wrap{display:grid;grid-template-columns:1fr;gap:14px;padding-top:23px;padding-bottom:23px}.topic-strip a{justify-content:space-between}.topic-strip strong{margin-right:auto}.topic-strip .wrap>span{margin-bottom:5px}.section{padding-top:48px;padding-bottom:48px}.section-head{align-items:start;flex-direction:column;gap:20px}.section-head h2{font-size:31px}.cards,.guide-grid{grid-template-columns:1fr;gap:35px}.card h3{font-size:24px}.card-image img{aspect-ratio:1.65}.settle-section{padding:40px 0}.settle-grid{grid-template-columns:1fr;gap:35px}.settle-image img{aspect-ratio:1.2}.settle-copy h2{font-size:35px}.closing{padding-top:55px;padding-bottom:60px}.closing h2{font-size:38px}.closing p{font-size:13px}.footer-top{flex-wrap:wrap;gap:25px}.footer-top>p{font-size:20px}.footer-top>div{flex-basis:100%;grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column;gap:8px}.directory h1{font-size:40px}.filters{grid-template-columns:1fr 1fr;gap:15px}.filters>div:first-child{grid-column:1 / -1}.filters button{text-align:left;padding:0}.article-grid{display:block}.article-grid h1{font-size:35px;letter-spacing:-1px}.article-body h2{font-size:27px}.article-body p{font-size:16px}.article-grid>aside{margin-top:35px}.simple h1{font-size:36px}.eyebrow{font-size:9px;letter-spacing:1.5px}}@media(max-width:390px){.hero h1{font-size:46px}.hero-actions{align-items:start;flex-direction:column}header nav{gap:15px}.toc ol{columns:1}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card-image img{transition:none}}
/* Company information and contact pages */
header nav{gap:18px}.nav-button{display:none}.company-page{padding-bottom:75px}.company-intro{display:grid;grid-template-columns:1.1fr 1fr;gap:65px;align-items:center;padding:30px 0 55px}.company-intro h1,.contact-heading h1{font-size:53px;line-height:1.12;letter-spacing:-1.8px;font-weight:500;margin:24px 0}.company-intro img{width:100%;height:auto;aspect-ratio:1.2;object-fit:cover;border-radius:3px 3px 90px 3px}.company-lead{font-size:18px;line-height:1.7;color:#6a7f8c;max-width:440px}.company-story{display:grid;grid-template-columns:1fr 1.7fr;gap:65px;border-top:1px solid var(--line);padding:42px 0}.company-story h2{font-size:29px;font-weight:500;line-height:1.3;letter-spacing:-.7px;margin:0}.company-story p{margin:0 0 20px;color:#607888}.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;background:var(--pale);padding:35px;margin:0 0 35px}.principles span{color:var(--red);font-size:12px}.principles h3{font-size:21px;line-height:1.35;font-weight:500}.principles p{font-size:13px;color:#6a7f8c}.company-bottom{text-align:center;padding:35px;background:var(--pale);margin-top:20px}.company-bottom h2{font-size:32px;font-weight:500;margin:0 0 12px}.company-bottom p{color:#6a7f8c}.contact-heading{padding:26px 0 30px}.contact-heading>p{color:#6a7f8c}.contact-layout{display:grid;grid-template-columns:1fr 1.4fr;gap:65px;padding-top:15px}.contact-details h2{font-size:28px;font-weight:500;margin-top:0}.contact-details h3{font-size:17px;font-weight:500;margin-top:35px}.contact-details p{max-width:360px;color:#6a7f8c;font-size:14px}.email-link{font-size:15px;overflow-wrap:anywhere}.contact-form{padding:32px;background:var(--pale)}.contact-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-form label{display:block;font-size:12px;font-weight:700;color:var(--navy);margin:15px 0 7px}.contact-form label span{color:var(--red)}.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid #cbd9e3;background:#fff;border-radius:0;padding:12px;font:14px/1.5 Arial,sans-serif;color:var(--ink);min-height:46px}.contact-form textarea{resize:vertical}.contact-form .contact-disclosure{font-size:11px;color:#657d8e;line-height:1.7;margin:18px 0}.contact-hint{font-size:11px;color:#718695}.privacy-page h2{font-size:25px;font-weight:500;margin-top:35px}.policy-date{font-size:12px}@media(max-width:1000px){header nav{gap:13px}header nav a{font-size:12px}.company-intro,.contact-layout{gap:35px}.company-story{gap:35px}.company-intro h1,.contact-heading h1{font-size:44px}}@media(max-width:760px){header nav{flex-wrap:wrap;gap:8px 22px}.company-intro,.company-story,.contact-layout{grid-template-columns:1fr;gap:26px}.company-intro h1,.contact-heading h1{font-size:39px}.company-intro{padding-top:18px;padding-bottom:35px}.company-story{padding:30px 0}.principles{grid-template-columns:1fr;gap:20px;padding:26px}.principles h3{margin:8px 0}.company-bottom{padding:30px 20px}.company-bottom h2{font-size:28px}.contact-form{padding:22px}.contact-fields{grid-template-columns:1fr;gap:0}.contact-details{padding-bottom:20px}.company-page{padding-bottom:45px}}